Avoid Highway Robbery by Using The New Crude--WATER

by: Leslie Lackman

 

HERE'S THE BAD NEWS.

Engines waste gasoline! Up to 80% of the high-priced gas that you pump doesn't get you anywhere because it goes UNBURNED to the catalytic converter. That means you are getting 0 MPG (zero, zilch, nada) from most of the over-priced gasoline you pump into your tank.

WHY DO COMBUSTION ENGINES WASTE SO MUCH GAS?

That's what they are designed to do--WASTE GAS--because every second of every day, everywhere in the world, every single gas and diesel engine on the planet puts money into the deep, deep, DEEP pockets of Big Oil.

Automotive and fuel technology has been deliberately held back, and people have been kept in the dark about AMAZING inventions and discoveries, in order to sell us lots of gasoline. Sorry, but that's how it is.

For example, the gas could be preheated and better formulated for better combustion--but it's not. The fuel vapor droplets could be smaller for efficient combustion--but they're not. The pre-set computer-controlled air-to-fuel ratio could be more economical--but it's not. The exhaust could be reprocessed to contribute to mileage (there are patents on that)--but it's not. Cars could be using a better carburetor design--but they're not because the patent for a 100 MPG carburetor was bought and buried years ago. Cars could be running completely on water fuel--but they're not because those patents were also bought and then buried along with the inventor (however, the patents ran out recently!). Even the hybrids that Big Auto is selling at luxury car prices don't optimize gasoline combustion and consumption.

HERE'S THE GOOD NEWS.

You can do something about it, ONE CAR AT A TIME, starting with YOUR car.

How? By using ENERGY from WATER.

If that sounds impossible, or crazy, or delusional, I understand. This is something that none of our trusted sources of information--TV, radio, teachers, movies, professors, magazines, dad, scientists, books, Sesame Street--have told us about. Why? See the bad news, above.

I mentioned amazing inventions and discoveries. Many of them have very sophisticated technical patents on them. But the kind of water energy system I am talking about, the one that is affordable and do-able by ME and YOU in OUR cars (not by buying a Big Auto hybrid with a luxury car pricetag), is a do-it-yourself technology, specifically designed for beginners with basic tools and very limited budgets. A working system can be built at home for $20 to $200 worth of parts and installed in your car, truck, or SUV on a weekend. It's a 90-year-old technology that has been revived and developed into a simple, affordable, SAFE system based on low-cost hardware.

It works like this: The main component of the low-cost water energy system is an electrolyzer-a container of water with electrodes in it. The electrolyzer takes a tiny bit of electricity from your car. The electricity "splits" water into hydroxyl gas and feeds it immediately to the engine cylinders. The improved air/fuel mix gets very efficient combustion.

SPINNING WHEELS, NOT HEADS

Remember the bad news at the top? Remember I said that wasted fuel can be as much as 80%? In other words, even though you have paid $3.50 or more per gallon, you are only getting performance from as little as 20%--two gallons out of every ten--of the gas you pay good money for! It puts a whole new complexion on the phrase "highway robbery."

Our heads are spinning from rising gas prices. Now imagine instead that ALL your gasoline is working for you--it's actually turning your wheels and not just being turned into carbon deposits on your engine or exhaust from the catalytic converter. What would it be like for ALL that gasoline to be giving you mileage? It would be a WHOLE LOT MORE ECONOMICAL, that's what! That's what happens when you add the energy from water.

SEEING THE SEA OF ENERGY

Wondering how much energy is in water?

One gallon of water converts to approximately 1,833 gallons of combustible gas. One observer noted that a gallon of water in his water energy system lasted for about 2,700 miles.

"Energy from water" is hard to believe because we are misled by the appearance of water when it's liquied. It looks so, well, WET and noncombustible. But if we could SEE the sea of energy in the water--zillions of hydrogen and oxygen atoms ready to break out and be combustible gas under the right conditions--it would be easy to conceive that, indeed, water can be "burned" in an engine, thus taking advantage of a new "crude"--plain water.

Why aren't scientists telling us about this? Why doesn't it make big headlines? More bad news. Some of them just don't know about it, and some are paid to tell us about anything BUT this. Also, scientists are sometimes far behind empirical evidence from experimenters and inventors. Sometimes a true scientist makes an amazing discovery and is suddenly way ahead of everyone. What happens then? He or she has to fight all the other scientists that are way behind or too vested in the old paradigm. So who are the true scientists around here? A TRUE scientist could be anyone, including a scientist.

THE LAW OF CONSERVATION

Here is something to ponder from Patrick J. Kelly of http://www.PanaceaUniversity.org. He has a delightful way of tilting one's mind out of its box:

"The Law of Conservation of Energy is undoubtedly correct when it shows that more energy cannot be taken out of any system than is put into that system. However, that does not mean that WE cannot get more energy out of a system than WE put into it. A crude example is a solar panel in sunlight. We get electrical power out of the panel but we do not put the sunlight into the panel-the sunlight arrives on its own. This example is simple as we can see the sunlight reaching the solar panel.

"If, instead of the solar panel, we had a device which absorbs some of the energy that Quantum Mechanics observes and then gives out, say, electrical power, would that be so different? Most people say "yes!--it is impossible!" but this reaction is based on the fact that we cannot see this sea of energy. Should we say that a TV set cannot possibly work because we cannot see a television transmission signal?"

BUT ISN'T IT DANGEROUS?

We have been living and driving with danger for decades--it's called GASOLINE! Cars and trucks are planet-polluting bombs on wheels! But we are accustomed to it, right? And for the most part, we don't blow ourselves up.

But in the water energy system, I know, you think we're talking about tanks of compressed hydrogen in the car, but that's not how it is done! Here's the beauty of it:

Hydrogen is already compressed in plain water!

All we do in a water for fuel system is UNCOMPRESS and USE it--immediately, on-demand, in the engine! No hydrogen bombs on board. Just a container of distilled water! And the exhaust is--WATER! You split water, you burn it, you get fantastic mileage, you get a little water left over.

GREEN TECHNOLOGY

You can't get much greener than this unless you go for an engine designed to run completely on water, like the one that was designed and proven by Stanley Meyers when he drove across the United States on approximately 28 gallons of water. (You can see interviews with him on YouTube.) You can't get much more affordable, either. And because this is GREEN technology, and you will not be causing any damage to the car or the engine (far from it), your warranty will most likely be intact AND the government will owe you money for going green!

INSTALL WATER ENERGY SYSTEM, DROP JAW

You could pay someone to install your water for gas system. There are hundreds of people around the world who are constructing and installing water energy systems, as well as driving "watercars" themselves. These people save gas, save money, get much better mileage, and enjoy smoother-running engines and greatly reduced emissions. And that's why they are happy to do the same for you so you can save gas, save money, get much better mileage, and enjoy a smoother-running engine and reduced emissions.

Or you could do it yourself, in which case you would first get instructions, which are available on line. Then you would make a parts list and buy the parts from hardware and electronics stores. Third, you would construct the components of the water energy system, put them all together, and install the system, making all the necessary adjustments to it. You would now be the proud owner of a Water Hybrid Vehicle. And last, after picking up your jaw from the floor, where it has dropped in astonishment at your engine's mileage and performance, you would become an advocate of water energy, as I have.

BETTER COMBUSTION FOR THE MIND

To really grasp the implications and possibilities here, we must first clean the carbon deposits out of our minds. Using waterfuel is an approach to our cars and fuel that requires more participation from us. The whole water energy system consists of physical components PLUS your mind and attitudes about fuel consumption. To really optimize your waterfuel system, you will also be using fuel warmer, some Kiker wires to improve the spark, Xylene to add to your gasoline, a low-friction synthetic motor oil, a couple bottles of fuel treatment to clean carbon deposits from old unburned fuel out of your engine, a MAP sensor enhancer to keep the car computer from over-correcting the fuel mix back to over-rich, tires that are always fully inflated, and a real-time mileage tracker so that you won't have to use an entire tank of gas to know what mileage you are getting.

Perhaps the most important thing is this:

Trust yourself.

When you use an "alternative" fuel-efficiency system, you are an experimenter who is going against the herd and chances are, you are going to get some flack. Don't be fooled by self-appointed "experts" who don't have hands-on experience and say it can't be done. When they laugh or frown or condescend and say, "It's scientifically impossible," well, first of all, you know they are not "true scientists" (so why are they acting like they know what "scientifically" means?). Ask them if they have ever tried it themselves. You will find they have not. Further discussion might be fruitless, but you can try. Tell them to just wait and see. See for yourself. Don't wait ten years for big industry to do it because they don't want to GIVE you anything--they are only thinking about what they can GET from you while they continue making empty promises.

WHAT CAN A WATER ENERGY SYSTEM REALLY DO FOR ME?

Well…

How much will gas cost the next time you fill your tank?

A water energy system won't lower the price of ALL gasoline.

It will lower the price of YOURS. But don't just take my word for it.

Leslie Lackman is an advocate of the application of free, unlimited energies--mind, water, life force--to cars, health, wellness, and performance.
http://water4gas-4heroes.eoltt.com

Understanding the Mortgage Meltdown; What happened and Who's to Blame

by: Richard Gandon

 

People are losing their homes and many more will lose their jobs before the mortgage meltdown works its way through the system.

To paraphrase Alan Greenspan's remarks on March 17th, 2008, "The current financial crisis in the US is likely to be judged in retrospect as the most wrenching since the end of the Second World War. The crisis will leave many casualties."

How many casualties? Experts are predicting that in the next few years, between 15 and 20 million homeowners could have homes worth less than what they owe. Walking away from a bad situation may actually make sense for people who mortgages that are 'upside down' considering the fact that refinancing is out of the question and home equity is nonexistent.

It seems quite easy to point fingers at greedy Wall Street titans for causing the sub-prime mortgage crises. They after all, put together the deals that allowed banks to underwrite mortgages and then offload these liabilities to investors. What many fail to realize is that there is no shortage of blame to go around from homeowners buying more home than they could afford to real estate agents looking for more commission dollars. Mortgage brokers and bankers, the banks themselves, ratings agencies such as Moody's and Standard & Poor's, Wall Street, the Fed and last but certainly not least, the Federal Government.

Let's start with the homeowners--the people who are now in the process or soon to enter the process, of losing their homes. Some of these people had never before owned a home and as such, may not have been prepared for the costs associated with homeownership. Basic financial literacy is sorely lacking in this country despite there being no shortage of budgeting and tracking programs readily available such as Quicken and Microsoft Money. The lack of financial literacy does not absolve these buyers of their responsibility. Every borrower receives a truth in lending disclosure statement. Here is a portion of what the act covers:

The purpose of TILA (Truth In Lending Act) is to promote the informed use of consumer credit by requiring disclosures about its terms and cost. TILA also gives consumers the right to cancel certain credit transactions that involve a lien on a consumer's principal dwelling, regulates certain credit card practices, and provides a means for fair and timely resolution of credit billing disputes. With the exception of certain high-cost mortgage loans, TILA does not regulate the charges that may be imposed for consumer credit. Rather, it requires a maximum interest rate to be stated in variable-rate contracts secured by the consumer's dwelling. It also imposes limitations on home equity plans that are subject to the requirements of Sec. 226.5b and mortgages that are subject to the requirements of Sec. 226.32. The regulation prohibits certain acts or practices in connection with credit secured by a consumer's principal dwelling.

Much of the subprime mortgage crisis can be traced directly back to variable-rate mortgages. As is clearly stated above, "TILA does not regulate the charge that may be imposed for consumer credit. Rather, it requires a maximum interest rate to be stated in variable-rate contracts secured by the consumers dwelling." It also clearly states that TILA also gives consumers the right to cancel certain credit transactions that involve a lien on a consumer's principal dwelling. One has to wonder whether or not these homeowners:

1. Bothered to read the truth in lending act disclosure at all.

2. Understood what the truth in lending act disclosure meant.

3. Chose to ignore the information printed clearly the truth in lending act disclosure.

A number of months ago, just as the subprime mortgage crisis was beginning to unfold, The New York Daily News ran an article about a family in New York City, who had bought a home and were now faced with the prospect of foreclosure. The article was sympathetic to this family, highlighting the fact that they're living the American dream and that this dream was about to come to an end. What I found to be distressing was the fact that clearly visible in the photo that accompanied this sympathetic article was a very expensive flat screen television hanging on the wall. Perhaps I'm naïve, but I can assure you that if I were faced with the prospect of losing my home and having my family put out on the street, there is absolutely no way that I would still have that expensive television hanging on my wall. It would have been one of the first things to be sold and some financial relief would be found by jettisoning what I'm sure was the expensive cable bill.

Clearly the public needs easy access to financial literacy courses. Too bad we don't see the need to make this a mandatory course of study in our educational system.

Mortgage bankers and brokers have in the last four or five years been raking in cash by the bucket load in the form of commissions paid when mortgages they've originated, close. Many of these people have not needed to do much in the way of prospecting. Instead, their phones have run off the hook as people have jumped on the homeownership and refinancing and take out extra cash bandwagon, despite their ability to pay for their home. No-document loans were readily available without the borrower having to produce documentation that backed up their income. Clearly this practice can and indeed has, lead to substandard loan underwriting processes. Were some of these mortgage bankers and brokers dishonest? Sure. Were all of them dishonest? I think not. To have a massive nationwide conspiracy, where thousands and thousands of people involved in the mortgage banking and mortgage brokering profession got together to create this situation is simply not feasible. Yes, some of the blame does belong with those in the mortgage industry, but they were simply a small cog in the huge machine that created this mess.

Let's discuss real estate agents. In 2007, we bought a home, and also sold a home. The agent we used to purchase our home was absolutely fantastic. In our opinion, she went above and beyond to make our deal happen. She answered every phone call, followed up on every concern and was the epitome of professionalism. We consider this individual to be a friend, and we have sent referrals her way that have resulted in her earning additional commissions. We will continue to recommend her to all who ask or mention that they'd like to buy or sell a home in our area.

The real estate agent, we used to sell our home, could not have been more different. We got our old home ready to sell prior to closing on our new home. We decided to list it as "For Sale by Owner." In the event that we didn't sell this home on our own, it was our intention to list it with an agent as soon as we had closed on the purchase our new home. Literally, from the day we put the sign in front of our home and listed it on a "For Sale by Owner" website we were inundated with phone calls from real estate agents. We were told many lies and were constantly harassed; although we had already made it quite clear to every agent who called, and there were more to 60 who did; that we were willing to pay half the commission-the same as they would have received had they sold another agent's listing. We also told every agent that called that we had already lined up an agent to sell our home in the event that we chose to no longer sell it ourselves. Our deadline was the closing date of our new home purchase. We did have an interested buyer who shortly after our closing date decided to keep looking so we listed our home with a local agent so that we could concentrate on getting our new home ready for our moving date at the end of the school year. This agent showed our home a maximum of two times and got an offer which we accepted. We ended up getting $1,000 less than we had wanted in a declining Real Estate market. The agents who had called many times to harass us called our listing agent on a number of occasions and he lied telling them that the house was under contract when in fact it wasn't at that time-clearly a breach of our agent's fiduciary duty. Quite frankly an ethical agent would have continued to show our home until closing in the event that the deal fell through.

But wait, there's more. Our agent also acted as the buyer's mortgage broker. At the closing table, we learned that he had signed documents from the buyer stating that he (our agent) represented them and we had signed documents stating that he represented us. We also learned that the buyer had effectively put down approximately 2-3% of the purchase price when financed closing costs were factored into the equation. Their first mortgage had what we thought was a high fixed rate and their second mortgage came with a rate in excess of 8.5%. Because the closing happened in August, literally in the midst of the first wave of the meltdown, if they didn't close on the day they did (August 31st, 2007), Citibank wasn't going to extend their rate. When my wife & I have bought houses in the past, it had always been a very happy day. These people looked absolutely shell-shocked at the closing table. I'm not convinced that they knew just how much their monthly payment was going to be until closing day. We knew down to the penny well in advance having budgeted and planned everything on a spreadsheet. Were these people stupid or just inexperienced and mislead by a greedy combination of real estate agent & mortgage broker? I'm extremely confident that they are intelligent people but inexperienced and taken advantage of by an unscrupulous agent.

The banks are also culpable. Prior to bank deregulation, Savings and Loans provided mortgages to home buyers and kept these loans on their books. Non-performing loans had a negative effect on the S&L's profitability which of course caused tighter lending guidelines such as job stability and decent down payments in order for prospective home buyers to be approved for a mortgage. Way back then, a home buyer had to actually save up enough money for a down payment 10 or even 20% before a bank would ever consider underwriting a mortgage. The checks & balances kept banks solvent and borrowers responsible. Although this approach worked, some cried foul stating that the regulated system was racist and discriminatory-and there certainly was some truth to this. Skipping forward to the present, banks made a bundle on mortgages over the past five or six years. For the most part, they allowed their underwriting criteria to be stretched so far out of alignment that almost anyone could and indeed did, qualify for a mortgage despite their ability to pay. Some folks even applied for and received mortgages for more than the property was worth. Sometimes for as much as 25% more than their property was worth!

Under the prior system, 125% mortgages would not have been possible because of course these loans were held on the banks' books and could have led to losses that would have had to have been absorbed directly by the bank.

So what went wrong? Under the current system, these loans were sold to the big Wall Street investment firms who repackaged them as collateralized mortgage obligations (CMO's), Mortgage Backed Securities (MBS's) and other similar acronyms. These instruments were then sent to the ratings agencies for their blessing and more importantly a letter rating. Many of these structured finance deals receive AAA ratings-the highest ratings available meaning that in theory, these instruments were least likely to default. How does one create a 'triple A' or AAA rated financial instrument out of sub-prime mortgages? Herein lies the magic. These Asset Backed Securities (ABS) are made up of different tranches or slices, each carrying a different risk and reward level. The first dollar of principle and interest is applied to the securities with the highest rating, and the first dollar of loss is applied to the tranche with the lowest ratings. The lower slices are designed to provide a security blanket that in theory protects the higher-rated securities. The investment banks that package or 'structure' these securities in order to earn fat fees when they sell them to investors are the same entities that pay the ratings agencies to rate these instruments. Clearly the possibility for conflict of interest is present. If investors and not the investment banks that stand to rake in millions in fees were to pay for the rating, the potential for this conflict of interest would be negated. Furthermore, the investment banks have a vested interest in convincing the ratings agencies of the credit worthiness of these securities.

So we've already pointed fingers at homeowners, some greedy, many more I suspect, naïve or uninformed, real estate agents-one out of more than 60 in my experience was a gem, mortgage brokers & bankers, banks, Wall Street and ratings agencies so who's left? The Federal Reserve and the Government of course.

The Fed as its known is responsible of the country's monetary policy and for supervision and regulation of banks. This is the definition of the Fed's roles in their own words:

Monetary Policy

The Fed is best known for its role in making and carrying out the country's monetary policy-that is, for influencing money and credit conditions in the economy in order to promote the goals of high employment, sustainable growth, and stable prices.

The long-term goal of the Fed's monetary policy is to ensure that money and credit grow sufficiently to encourage non-inflationary economic expansion.

The Fed cannot guarantee that our economy will grow at a healthy pace, or that everyone will have a job. The attainment of these goals depends on the decisions of millions of people around the country. Decisions regarding how much to spend and how much to save, how much to invest in acquiring skills and education, how much to spend on new plant and equipment, or how many hours a week to work may be some of them.

What the Fed can do, is create an environment that is conducive to healthy economic growth. It does so by pursuing a goal of price stability-that is, by trying to prevent inflation from becoming a problem.

Inflation is defined as a sustained increase in prices over a period of time.

A stable level of prices is most conducive to maximum sustained output and employment. Also, stable prices encourage saving and, indirectly, capital formation because it prevents the erosion of asset values by unanticipated inflation.

Inflation causes many distortions in the market. Inflation:

· hurts people with fixed income-when prices rise consumers cannot buy as much as they could previously

· discourages savings

· reduces economic growth because the economy needs a certain level of savings to finance investments that boost economic growth

· makes it harder for businesses to plan-it is difficult to decide how much to produce, because businesses can't predict the demand for their product at the higher prices they will have to charge in order to cover their costs

Bank Regulation & Supervision

The Fed is one of the several Government agencies that share responsibility for ensuring the safety and soundness of our banking system. The Fed has primary responsibility for supervising bank holding companies, financial holding companies, state-chartered banks that are members of the Federal Reserve System, and the Edge Act and agreement corporations, through which U.S. banking organizations operate abroad.

The Fed and other agencies share the responsibility of overseeing the operation of foreign banking organizations in the United States. To insure that the banking system remains competitive and operates in the public interest, the Fed considers applications by banks for mergers or to open new branches.

The passage of the Gramm-Leach-Bliley (GLB) Act in November 1999, was the culmination of a multi-decade effort to eliminate many of the restrictions on the activities of banking organizations.

Some of the main provisions of the GLB are:

· Repeals the existing limitations on the ability of banks to affiliate with securities and insurance firms

· Creates a new organizational form that allows banking organizations to carry new powers. This new entity called a "financial holding company," (FHC) and its non-banking subsidiaries are allowed to engage in financial activities such as insurance and securities underwriting

The Fed's enlarged role as an umbrella supervisor of FHCs is similar to its role in supervising bank holding companies. The Federal Reserve Banks will supervise and regulate the FHCs while each affiliate is still overseen by its traditional functional regulator.

The Fed has to delineate the financial relationship between a bank and other FHC affiliates. Its primary goal is to establish barriers protecting depository institutions from the problems of a failing affiliate. To do this efficiently the Fed has to ensure increased communication, cooperation, and coordination with the many supervisors of the more diversified FHCs.

The Fed has access to data on risks across the entire organization, as well as information on the firm's management of those risks. Regulators will be in a position to evaluate and presumably act on risks that threaten the safety and soundness of the insured banks.

It would appear that the Fed has failed to curb housing inflation which played a role in this entire debacle then made matters worse and in their efforts or lack there of, to properly supervise banking institutions.

Finally the government, a.k.a. Uncle Sam, the big Kahuna 10,000 pound elephant etc. Where do we begin? How about with: 'Where were they?'

It now appears that after millions of horses are out of the barn (some horses ran, others were foreclosed upon) the government wants to step in with a bailout to save the rest. While nobody wants to see people lose their homes, the question that must be raised is this: What about all those of us who were responsible? Those of us, who scrimped and saved up a decent down payment, bought less-house than we could afford and who live below our means? Many of us drive older cars and keep them longer. We don't run out and buy the latest and greatest at inflated prices, we watch, wait and budget.

When the World Trade Center was attacked, families who decided not to sue received government payouts and we certainly don't begrudge them as I'm sure that given the choice, they'd prefer to still have their loved-ones over the money. The problem, in typical government fashion is that those who were responsible and had insurance policies in place received less than those who were irresponsible and didn't plan ahead. I'm not talking about dishwashers at Windows on the World and blue collar workers; I'm talking about executives, traders and people who should have known better.

Now our government, the same government that sat by idly watching as this bubble got bigger and bigger despite many warnings, wants to step in and bailout people who are in danger of losing their homes. There has been no talk about educating people, let's not teach people to fish, rather, let's give them a fish and bail them out once again at the expense of those who are responsible.

Clearly, by keeping the majority of the population financially ignorant, there is a lot of money to be made by the poverty industry

Wood Gas - The Future Biomass-Derived Fuel

by: Krzysztof Lis

Let's assume, that you own a farm. You produce grain and have a lot of straw. You'd like to make your energy on site from the biomass you have available. You might plant your fields with rapeseed or canola and produce biodiesel. But you'd need to get methanol and lye first, since both of them can't be made there! And you can use your biodiesel only in compression ignition (diesel) engines. And what if you have an old genset powered by spark-ignition (gasoline / petrol) engine? I think I might have a solution for you...

You'll make use of a technology that's more than 200 years old. It's greatest development took place during World War II in 1940s in Europe. At that time most of petroleum-derived fuels were used by military and there was no fuel left for civilians. So they made their own fuel, the wood gas from wood or charcoal. In some countries 95% of civilian transport (trucks, buses, even fishermen's boats) were fueled with this gas.

What is this wood gas? From chemical point of view it's a mixture of combustible carbon monoxide (CO), hydrogen (H2) and methane (CH4), dilluted with some water vapor, carbon dioxide (CO2) and nitrogen (N2). This gas can be easily used for almost every internal combustion engine. Well... except for the most modern ones, they'd require to have their electronics to be modified.

How wood gas is made? When you heat wood it is pyrolysed, i.e. all the tars vaporize. When you add some oxygen, the carbon bound within the wood cells is burnt to carbon dioxide. The vapors burn too. When those burnt gasses pass through a layer of very hot char, they are reduced to carbon monoxide and hydrogen. A small amount of methane is also produced. When the gas is cooled and cleaned of any tars and particles, it can be used in internal combustion engine, boiler or any other device!

What do you need to produce your own wood gas? You'd need a device that's called gasifier. It consists of fuel hopper, gasifying chamber and a set of filters. It's very easy to build, the people during WWII made it out of old water heaters and stuff like that.

Is wood gas safe? Well, if you don't inhale it, you'll be OK. Carbon monoxide is very toxic and poisonous, so caution is required when using wood gas. From the engine point of view, if it's clean, it's safe. The tars might condense inside the engine, for example on valves, which might cause the engine to fail. The particles would probably destroy the contact surfaces on pistons and cylinders. If the gas is too hot the engine will not work (hot gas is diluted and has small energy content per unit volume), but it will not harm it.

Any drawbacks? One that's worth mentioning. Petrol engines will suffer 1/3 power loss -- the wood gas does have small heating value. Diesel engines will not suffer such power loss, since they work on stratified mixtures and because of that you can introduce more wood gas to recover the power loss. You'd need to leave some small amount of diesel to be injected to the cylinders to ignite the wood gas.

Interested? One liter of petrol / gasoline can be replaced with 2.5 - 4 kg (5.5 - 9 lbs) of wood. How cool is that!

Natural Health Clinic Colon Center Stone Mountain

by: Tricia Sandberg

 

Detoxification Diet: Truth About Colon Cleansing

Detoxification From Alcohol Toronto

The opposite is actually true as has been proved over and over again ever since Prof Yudkin launched his attack on sugars and starches in the 1960s. "Incorporate all of them and you're well on your way to seriously detoxing without ever going on a program. If you are in the urban area it is recommended that you find an oxygen rich area where you can perform deep breathing. Regular bathing helps the body to get rid of toxins that accumulate on the skin, and also opens the pores. Saunas and oil massages help the body to cleanse completely. Many different approaches to detoxification and wellness will work even though they attack the problem at different levels.Physicians with a spiritual orientation tend to be more inclined than others to employ fasting both personally and medically. Any deficiency of these in the diet causes problems removing toxins.

Morgans Detox Diet Plan

nor can the cells' waste products get out. One common detox diet is the combination of nothing but fruits and water for a given period. The promotion of chemicals being matabilized by our bodies can be helped with certain vitamins. Think of it detox as a spring clean for the body. Often people end up with side-effects from a detox program thus highlighting the importance of medical consultation an supervision when undergoing a diet change. Who should detoxify? Although everyone can benefit from a detox cleanse those of us who are overweight have unhealthy diets take medications drink alcohol have health problems or are exposed to chemicals in the workplace need it more than others. Most detox programs start with strict diets.

Foods That Detoxify

Your body will need to be properly primed and readied for the detox program so it can respond well. You simply can't demand your body to cleanse itself immediately. Over time consumption of processed foods non-vegetarian foods and sugars leads to clogging of the inner walls of the colon with waste matter. Seventy percent of all disease processes have some emotional component to them. So if you are doing all the right things and taking all the right drugs supplements and diet for something and it still isn't working these drops may be your ticket. Our body is designed to use natural substances. Any foreign substance will elicit a response from the immune system to try and remove it. The liver reduces toxins into compounds that the body can handle and eliminate through the kidneys (as urine), skin (as sweat), lungs (as expelled air) and bowels (as feces). Consuming three servings EACH of raw fruits raw vegetables and cooked vegetables (that's nine servings total) is the minimum for optimal health but you will want to take in five servings of each per day for a total of 15 servings servings/day on a detoxification program. See diet detox free plan Because most commercial coffees are not made for this detox purpose they are not likely to be effective. This detoxification method can be done at home and at your convenience all you need is fresh organic coffee beans and a French press coffee pot. Toxic substances have penetrated every part of our living; the food we eat. Since the presence of these toxic substances are known to cause the deficiency of several important vitamins and minerals in the body the third step involves restoring these deficient vitamins and minerals; essentially through nutritional supplements.

Body Detox Diet Plans

The cars we drive emit emissions that are detrimental to our health. When we fill up at the gas station we breathe in the fumes of the gasoline which adds toxins to our body. The transit time in a normally functioning digestive system should be less than 21 hours. The average person eating a normal western diet will have eight full meals of undigested food and waste matter within their digestive system. Experts agree that it's not good to try and loose excess weight in a quick manner. It's better to take your time and incorporate a package of exercise. Your body has an amazing self-healing mechanism built right in it but in order to let it work you have to give it the rest it needs. See more Home Detox For Alcoholics There are alternatives to costly colonics though you can find many products do a wonderful job of eliminating toxins from our body by converting them into a form more easily excreted by the body.

Liver Detox Symptoms

Detoxification is unarguably very important for a long lasting health. There are several ways to achieve detoxification of the system some depend on the type of chemicals we are attempting to rid the body of while others have a general effect. " Critics also believe that it's extremely likely that the weight gain will occur quickly after finishing this diet. Natural health therapists claim that a periodic detox can confer a host of health benefits. You may find your skin will get worse before it gets better, but soon you'll see a clearer more radiant complexion. Acne will improve, your eyes will look clearer and, as a bonus, you may find your appetite decreases and sugar cravings diminish. A detox programme may also incorporate complementary therapies such as massage homeopathy aromatherapy or even colonic irrigation. Learn more at http://www.detoxwithmastercleanse.info These are not becoming any less important to your family's health. Internal cleansing is a live long process similar to cleaning teeth and detoxing is a vital part in it.

Acne Fact and Fiction! Do Stress, Facials and Concealer's Help to Promote or Reduce Acne Breakouts?

by: Stephen M. Seabrook

 

What is Acne? People have differing opinions as to what acne really is. So, what exactly is acne? Do a couple of occasional but recurring zits qualify as a case of acne or do you have to have a lot of zits?

Believe it or not, the answer is that occasional pimples or zits do not constitute a true case of acne. Although zits do seem to have the ability to appear almost instantaneously and at the most inopportune times like picture day, prom night, spelling bees, sporting events, dates, and special award ceremonies, they are not a true acne outbreak.

The dictionary defines acne as "an inflammatory disease of the sebaceous glands, characterized by comedones and pimples, especially on the face, back, chest, and, in severe cases, by cysts and nodules resulting in scarring."

The anatomical definition of sebaceous glands is: "small subcutaneous glands usually connected with hair follicles. The follicles secrete an oily semi-fluid matter, composed in great part of fat, which softens and lubricates the hair and skin."

Real acne outbreaks are actually a disease of the skin. However, the great news is that acne is treatable. Although it can be very embarrassing, cause great emotional distress, and lower your personal self-esteem for a period of time, acne is not fatal.

There are new and effective treatments being sought by researchers and great advances have been made in the treatment of acne in the last few years. Years ago, when a person had acne, they were pretty much stuck with the problem. There were very few treatments available and the medical profession didn't even consider acne a disease.

It was long thought that acne was the direct result of a diet that was too high in fat and/or sweets. That is no longer the case. Acne is most often associated with puberty and the onset of pre-teen and teenage years but it can and does develop in adults as well. When acne does finally heal, there can be permanent scars left (from picking and popping) that are unsightly and cause patients to suffer long term emotional distress and low self- esteem.

New and very effective skin resurfacing treatments have been developed over the last several years that have, if not completely removed acne scars, at least diminished their appearance and severity.

Acne Fact or Fiction:

You can hear a lot of tall tales about acne today, so let's take a look at the fact or fiction of acne. It is always better to be well armed with factual information so that you don't get fooled by the fictional facts that surround acne.

Fictional Fact #1: Acne is caused by a lack of sexual activity.

Factual Fact: Acne and sexual activity are two entirely separate issues. One has no bearing on the other. Hormones secreted during puberty and young adulthood does have a bearing on acne. They also have a bearing on sexual arousal and activity. However, acne has no bearing on sexual activity nor does sexual activity have any bearing on acne.

Fictional Fact #2: People have acne because they are dirty.

Factual Fact: Dirt has no part in acne. Dirt is dirt. Acne is acne. One has nothing to do with the other. Acne is a build up of oil, dead skin cells, and bacteria. Dirt isn't involved. Keeping the face clean can and will help to prevent clogged pores but dirt does not cause acne.

Fictional Fact #3: Dermatologists can cure acne.

Factual Fact: Dermatologists can TREAT acne. They can help to alleviate the symptoms and help to clear up the pimples, black-heads, and white heads. They can prescribe antibiotics and topical ointments, lotions, and creams that will help but there is no cure at this time for acne.

Fictional Fact #4: Acne is simply a skin problem.

Factual Fact: It's true that acne affects the skin but it can also affect the way a person sees himself or herself. Acne and the scarring it can leave behind may cause a sufferer to become depressed and develop low self-esteem, both of which can lead to larger and more complex life socialization problems. Acne sufferers need the loving support and reassurance from their family and friends.

Acne and Stress:

Can stress actually cause acne? There is ample evidence available to suggest that stress can most assuredly cause an acne breakout or make an existing breakout worse. Our bodies are highly developed chemical laboratories that produce all sorts of stuff.

At puberty, our body begins to produce an abundance of male hormones and this happens in both boys and girls. This overproduction of male hormones can happen at other times in life besides puberty; for example, when a girl or woman starting or stops taking birth control pills.

These male hormones cause the bodies sebaceous glands to shift into overdrive and begin producing sebum. The sebum then travels up hair follicles, clogs the pores and begins the acne development cycle. However, male hormones are not the only cause for the sebaceous glands to begin producing an overabundance of sebum. When we become extremely stressed or overly emotional, our bodies react by causing the adrenal glands to produce a substance known as Cortisol, which is released directly into the bloodstream. Then the chemical chain reaction continues as the sebaceous glands release sebum, the sebum travels up the same hair follicles, clogs the pores and acne develops.

The physical changes in the body can cause exactly the same chemical chain reaction as the emotional changes in the mind. The mind/body connection is very real. Maybe some of it really IS in your head. If that's the case, there is help available to help people deal with the acne that is caused by stress. Reducing stress will just naturally reduce sebum production by the sebaceous glands and reducing sebum production will help to alleviate an acne breakout. Therefore, when you learn to reduce and control you stress levels, this part of the chemical chain reaction is minimized.

It really it isn't any different than restoring a hormonal balance to your body that reduces sebum production. So, in the final analysis, both factors that cause excessive sebum production should be addressed. Solving one problem might help; however, solving both problems could eliminate acne altogether.

Acne Facials:

If you are part of the 95 of the population who suffer from acne, you have more than likely seen TV or print media advertisements for acne facials. Have you ever wondered if there is anything to the claims that their manufacturers make?

In general, the answer is yes! Most acne facials are very effective, pretty much worth the price, and can be used in conjunction with your usual acne fighting regime. They won't necessarily replace any part of what you are already doing; but, rather enhance the overall effects.

You can find acne facials in most health stores, at many cosmetic counters, and online. As a matter of fact, you can probably complete a better comparison of available products online than you can anywhere else.

Most of these acne facial products provide for a three-step program. The first step is a complete facial cleansing. The next step is a steam massage. The final step is a facial mask. The first two steps are designed to prepare the face. The steam massage softens the black heads and the white heads to remove toxins from your skin. The facial mask serves to remove the dead skin cells from the face and to moisturize it as well. The overall effect of the acne facial is a very relaxing, calming, and cleansing experience. It just plain feels good. Anything that helps to calm and sooth your stress can't be bad because we all know that acne is aggravated by high stress levels. Acne facial masks can be used in addition to other parts of your acne prevention and treatment regime or you may find that the facial can, in fact, actually replace some things that you are currently doing.

Acne Concealer's:

One of Newton's laws of physics laws says that, "For every action, there is an equal and opposite reaction." That law of physics spills over into a lot of our life situations. For example: A young woman gets a zit and wants to cover it up. The cosmetics industry has a multitude of products designed to do just that. Okay, that's a little far out there but you get my point.

The acne pimples, whether they are white heads or black heads should never be picked at or popped. If they are popped or picked, it can and normally does result is a scar that is much harder to get rid of than the actual pimple, black head or white head. Popping a pimple is not going to make it go away. In fact, popping a pimple is only going to make the acne worse.

Still when you get a zit, you have to go out and face the world so you are looking for ways to make your skin look clear. You want to disguise the zit and make it as unnoticeable as possible. Here is where the cosmetic industry can help. There are a multitude of products designed to make a zit less noticeable. You don't want to use a product that just adds to the problem by adding additional oil to already oily skin. So, you do need to remember, that when you use a cover product to make the zit less noticeable, you need to totally clean the product from your skin immediately when you return home.

Some of the better known as well as more effective cosmetic concealer's on the market today are:

1. Dermablend Smooth Indulgence Concealer: This product produces a smooth matte appearance and was designed specifically for covering acne blemishes as well as for covering Rosacea and dark circles under the eyes.

2. Flawless Skin by Prescriptives: This product will not aggravate acne but will supply a medium to full coverage and it contains SPF 25 for protection from the sun.

Don't let acne control you; but rather, become smart and learn how to control the negative influences in your life that create a positive situation for acne to develop!

Guaranteed Extra Cash Online

by: Peter V. Ruble

 

For college students and other people who feel burned out trying to balance paying the bills and living at the same time, ads like these can prove to be irresistible. Many of them make perfect sense and easily hook you based on good concepts. Unfortunately, many times the product or service does not match the brilliance of a great idea for making money from home or through the Internet. As I've learned myself, the further you go down this road, the more excited you get. You basically get hooked, and if you aren't careful, you will end up working hard and falling further into debt than you can imagine. Much like gambling, the lure of easy money and independence can make just about anyone fall prey to work at home scams that feed off your dreams to get to your wallet so they can go on to the next victim.

Hopefully, you will never fall victim to these scam artists. However, the fact of the matter is that these scammers would not be wasting their time if they were not making any money. And as long as people continue to get mixed up in this business, these scammers are going to stick around to trick more and more people.

The best way to keep a scammer's claws away from your credit card is to do thorough research on each opportunity that you are considering. This means doing much more than simply reading a bit about it online. In my personal experience, I have been taken by companies who were savvy enough to pollute the Internet with staged testimonials, guarantees, questionable references to big name endorsements, and even appearances in the Better Business Bureau.

A colleague of mine who invested in vending machine placement services even went so far as to physically go to the manufacturing plant to tour the warehouse as well as contact the Better Business Bureau of that state. What he received, in return, were twenty malfunctioning candy machines with a list of local businesses who had apparently agreed to receive them. Not only did none of these businesses know what he was talking about, many of them were hostile when he showed up to place them.

What you want to do is check message boards such as the ASK section of Yahoo.com. Another simple method of weeding out the scams from the genuine opportunities is to go to a search engine and simply type in the company name followed by the word "scam". If you do this, and you are barraged by an endless list of complaints, you my friend have found a nugget of gold in a sea of mud.

In terms of the Better Business Bureau, it is best to contact them directly to ask about any complaints, and also find out how long a company has been listed. The Better Business Bureau operates state by state. They will be able to tell you if they have any complaints on file. If they do, you will want to avoid the opportunity at all costs. But if it appears that a company is doing business the right way, you can continue your own research.

Being in the Business Bureau is not necessarily that hard to accomplish. Many scammers can use their money and connections to set up a front to initially qualify for the Better Business Bureau just long enough for them to collect their cash from unsuspecting victims, close shop, create a new identity and start again.

Before you decide to do anything, attempt to get in touch with the company that you are interested in. Can you get a human being on the phone? Do they have an actually physical address? How long does it take them to respond to your e-mails, if at all? If you cannot even talk to the company before you start, there is not chance that they will be around when you really need them. I once made quite a bit of money selling vacation vouchers on auction sites. The marketing plan was sound, and the money saving vouchers was a hit. Only problem was, I could never get in touch with their customer service department to handle my customer inquiries and complaints once I realized that the promises that existed in writing on the vouchers were misleading at best. This proved to be such a problem that it took me over a year to recover from the negative publicity on my auction site.

Of course, there are legitimate home based businesses out there. With the Internet and all the low cost, web producing tools available, there seems to be a renaissance in entrepreneurship. Basically, just find a product or service you can market online, and do your research. Sell on EBay if you don't want to build your own website. You can have a website their and all search engine marketing is already done by EBay. The Small Business Association has an office in downtown Tacoma and contains invaluable information on their website http://www.sba.com. Since small business is the backbone of our country economically, sources such as these are eager to help you create a plan with realistic expectations.

However, like anything else worthwhile, you have to do your homework and work hard at it. The problem is that too many people make you think you can practically go online and make money just clicking on a mouse. You want to steer clear of any business that asks to you to pay for their "Top Secret" e-book that will teach you how to make an automated income."

Think about it, if you are in dire need of cash, can you imagine any other situation in which you would not only work for free, but pay for the privilege to work. There are no magic formals or secrets worth paying for. All of the information in these e-books can be found for free through your own research if you have common internet skills.

If you don't want to work hard and just make a few easy extra bucks without donating your blood or volunteering to be a guinea pig, it is possible to make some good extra money filling out online surveys or through mystery shopping. There are real opportunities out there which require no fee to get started. Not only that, several of them will even give you a $5 bonus just for signing up. If a company such as this is legitimate, they would be making lots of money through the success of its members. Companies that require that $49.97 start up fee only make money through the fee and only want to teach you how to get other people to do the same. The products are all useless lists and general information that anyone with a functioning mind could figure out on their own, or get for free by doing their own research.

In 12 years of trying to make a living on the Internet, the following are the best companies I have ever encountered for making a few extra bucks filling out surveys, playing games and mystery shopping. They probably won't pay the rent, but if you're interested in making an extra $400 or $500 a month or eating out at nice restaurants and going to movies for free, you may want to check these out:

Mystery Shopping Providers Association: ." target=new>http://www.mysteryshop.org/shoppers/">.

This site contains all the information you will ever need on starting up as a mystery shopper. It is also a portal for the best sites to go to for mystery shopping jobs online, and they don't require that you invest a penny.

InboxDollars.com. (you can sign up for free and get $5 just for signing up. You can make a few hundred dollars in one day, theoretically, if you are willing to use a credit card to sign up for free or paid trials. Just make sure you have the patience to fill out the long surveys and keep detailed records so you can remember to cancel your free trials before you get charged. Also, you can fill out surveys to make a dollar or two which are completely free. I've made about $400 with this site.

http://www..sendearnings.com.(almost identical to InboxDollars.com)

http://www.treasuretrooper.com. (a lot of free surveys and cool games).

http://www.tiktikcash.com. By far the best of the survey sites. The free surveys are tremendous. You can make a dollar or two in one minute. This site has the shortest, most painless surveys. I made over thirty bucks in less than after signing up.

Skin Care Moisturizer Cream Can Keep Your Skin Smooth and Supple

by: Sylvie Bordeaux

 

They say beauty is only skin deep, but only a woman knows just how true that is. You can be the prettiest thing in the room, but wrinkled, sun damaged skin can certainly bring your appearance down several notches. Skin care moisturizer cream is just the thing you need to help prevent new wrinkles, reduce the appearance of the wrinkles you have, and help heal sun damaged skin. Whether you struggle with dry skin, combination skin, oily skin, acne, or some other type of skin condition, there is a moisturizer that is made just for you. The only challenge is finding the right moisturizer for you and knowing what to look for. It's all about getting the details right -- what types of moisturizer are best for you and how often to apply them. Luckily for you, we've got the scoop on the best moisturizers for your needs.

Water Based Moisturizers are a No-No

When purchasing moisturizer cream, many women simply do not stop and look at the ingredients. Often women are attracted to a pretty box or a pretty jar with a fancy sounding name without realizing that many of the moisturizers out there contain up to 40% water. Other women make the mistake of going with a water based moisturizer, thinking that water is the most natural moisturizer in the world and that it should do wonders for their skin. Strangely enough, that is not the case. Different all natural ingredients, like Aloe Vera, are better suited for a moisturizer for the face, especially for those looking for anti aging or anti wrinkle benefits. It may not seem like it but water based moisturizers are a recipe for disaster when it comes to dry skin. They dry out your skin even more as opposed to adding much needed moisture.

Consider the Benefits of Natural Aloe Vera

Aloe Vera based creams are different and for those who have only used water based products or for those looking for a change in their present moisturizing routine, this is the best and only alternative. A few of the skin care moisturizer cream products even contain essential fatty acids and other ingredients that actually imitate the natural actions and compositions of your skin. These special ingredients work wonders against drying and breakouts, and makes it easier for the ingredients to be absorbed into the skin. Aloe Vera itself is 100 percent natural, coming straight from the plant of the same name and is known for its healing benefits to damaged skin.

How Often is Too Often?

Depending on your skin and its makeup, you never know how much to moisturize until you figure out what is best for you. If you have normal skin, moisturizing once a day should be sufficient, but if you have dry skin or skin with a condition you may want to consider moisturizing twice daily -- once during the morning hours and once before bed.

Be sure to follow the directions that are specified on the back of moisturizer box or jar for best results and remember that not all moisturizers are created equal. Some of them have specific instructions and are designed to treat different skin conditions so be sure to read the label carefully. Some moisturizers have natural oils, vitamins, lipids, and other ingredients that are designed to smooth and beautify your skin. Be warned that chemicals have been added to other moisturizer creams and these should be strictly avoided.

How do you know which is the best skin care moisturizer cream for you? In all reality, there is no "one size fits all." Everyone has a different type of skin and unfortunately there is a bit of trial and error that you must go through. You have to find out the hard way sometimes but often you can take shortcuts by getting recommendations from other women with skin similar to yours. Remember though that just because a particular product works for someone else does not necessarily mean that it will work for you. One thing you can be sure of though is that it is pretty hard to go wrong with an aloe vera based moisturizer. Aloe Vera can heal damaged skin, moisturize, and even provide some anti aging benefits as well. Plus it doesn't dry out the skin like water based moisturizers do...and it should go without saying that dry skin is much more prone to wrinkles than hydrated, moisturized skin.

The benefits of Aloe Vera are endless and no matter what type of skin you have, you should be able to enjoy the benefits of this all natural ingredient that was discovered more than 3,500 years ago and that is still being used today. An Aloe Vera based moisturizer can help give you healthier, more beautiful skin no matter what kind of skin you have and no matter how much sun damage you have.

Be sure to read the label before buying any moisturizer cream and always, always, always demand an Aloe Vera based moisturizer.

Do you hate fine lines?

Do you hate wrinkles?

Do you hate sun spots?

Do you have old acne scars to get rid of?

Do you want to feel beautiful again?

An Aloe Vera based moisturizer cream just may be the way to go and due to its healing properties, Aloe Vera should be something you look for in any skin care moisturizer cream.

 

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Acne Vulgaris, the 8 Stages of Acne, Skin Care, Adult Acne, and Scar Removal Options.

by: Stephen M. Seabrook

 

What is Acne Vulgaris? This is a medical term used to describe most cases of acne. It really isn't as bad as it sounds! Vulgaris doesn't mean that the acne is vulgar, only that it means that it is common.

Be aware that there are many factors that contribute to acne. First, research indicates a propensity for acne may well be inherited. Parents who had acne in their teenage and young adult years may have children who are likewise prone to having acne in their teen and young adult years.

Next, clogged skin pores are certainly a major contributing factor for acne out-breaks. When pores become clogged with an excess production of sebum and mix with dead skin cells or makeup that isn't sufficiently cleaned from the skin, problems start to develop. When skin pores are clogged, bacteria are produced and pus starts to form causing a pimple, a white head or a black head.

The most commonly accepted causes for acne are hormonal imbalances. Hormones in boys and girls may become unbalanced during puberty, during menstrual cycles, when starting or stopping birth control pills, during times of extreme stress, and at other times as well.

All of the above situations can cause the body to over produce a male hormone which causes the sebaceous glands to produce sebum. The sebum combines with dead skin cells to block pores and acne develops. So, basically, it still comes back to blocked pores.

Other causes for acne include a lack of vitamins, minerals and trace elements that the body needs to maintain a healthy skin. Vitamins A, E and B6 are especially important in maintaining healthy skin as are zinc, essential fatty acids (EFA), Chromium and Selenium.

Most diets of teenagers and young adults do not contain these vitamins, minerals, and trace elements in sufficient quantity to maintain healthy skin and to help prevent the onset of Acne.

Acne: The 8 Stages:

Full blown, Stage 8 acne doesn't usually develop overnight. Acne is progressive condition. Acne is one of the diseases that are so common that it is sometimes just disregarded as a serious problem...like the common cold. It has been estimated that 95 of people will have at least a mild case of acne at some point in their lives.

Acne, much like the common cold, is usually treated by the sufferer with over-the-counter medications that alleviate the symptoms of the disease in the belief that it will simply go away all by itself....eventually. And, it usually does but not always.

Most people throughout their life will have the occasional pimple, zit, white head or black head.

Although these pesky little outbreaks do seem to appear at the most inopportune times, they really aren't a serious problem that requires medical attention. A little over-the-counter acne facial wash to help prevent another outbreak will usually take care of the problem. It isn't a big deal. This kind of acne is referred to as Stage 0 and really nothing to be concerned about unless the acne progresses to subsequent stages.

Acne stages are graded from 0 through 8. Zero is the least severe and 8 is the most serious of the stages. The stages are as follows:

Stage 1: There will be white heads and black heads with some mild inflammation. The outbreaks will start to occur more frequently. Using products that contain Benzyl Peroxide are in order.

Stage 2: There will be some papules in addition to the white heads and black heads. Papules are skin lesions that are solid and raised but usually small. This is still considered to be a very mild case of acne. Treatment can be continued using over-the-counter products that contain Salicylic Acid.

Stage 3: Stage 3 is the same as stage 2 but with more frequent occurrences.

Stage 4-5: Pustules begin to appear. Now, it's time to schedule an appointment at a dermatologist.

Stage 6-7: Nodules and cysts are forming. Scarring is going to start happening at this stage. Your dermatologist will begin to take more drastic action.

Stage 8: Breakouts are almost continuous and include nodules and cysts. There are modern technologies that will help and your dermatologist will advise you.

Acne Skin Care:

As we know, our hair follicles secrete sebum. Sebum makes its way up the hair follicles to the skin pores where it lubricates and protects the skin. Sometimes there are oil glands which get overworked, get enlarge, and produce too much sebum. The sebum can get trapped in the hair follicle.

When this happens the pores get clogged and black heads or white heads form and the bacteria start to multiply at an alarmingly fast rate.

Once you understand this process, you can see the reasoning behind the advice about caring for skin that has black heads, white heads and pustules on it.

The first piece of advice about caring for acne infected skin is to never pick at the pimples. Don't try to pop them and drain them. This will not cure them no matter what anybody tells you. Popping them will only serve to make them worse...not better.

However, there are things that you can do that really will help.

The first thing you can do is to wash your face with a mild soap or a sulfur based soap. Wash your face with just your finger tips. Don't ever use a wash cloth as it holds germs and bacteria. Rinse your face with clean water several times to ensure you remove all traces of soap, and then pat it dry with a clean towel. Do not rub your face with the towel and never use the same towel twice without it being clean.

Take a good multi-vitamin and multi-mineral supplement every day and drink at least 8 full glasses of water (not soda) every day. The vitamins and minerals will supply nutrients that are absent from most diets and the water will help to hydrate the skin as well as to flush toxins out of your system.

If you use over-the-counter acne medications, be certain that you follow the directions carefully and that you use a good sunscreen when you are outdoors as some acne medications make the skin more prone to sunburn.

Adult Acne:

Acne is not just a problem for teenagers and young adults. Once a person survives the teenage years, you would think that they don't have to deal with the embarrassment of acne any longer, right? Well....not exactly.

The sad truth is that about 25 of women will have acne at some time in their 20s, 30s or even 40s. Although there has never been a real cause established, it is believed that most adult acne is caused by the same thing that causes teenage acne...hormonal changes.

A doctor will sometimes prescribe hormonal treatments that will clear a case of adult acne right up. As with teenage acne, adult acne is not caused by diet. Stress has often been cited as one possible cause of adult acne but that assertion has never been verified.

Treating adult acne is a bit more difficult than treating teenage acne. Adults have the concern of drying out their skin that teenagers don't normally have to deal with. Adults don't want pimples; but, they don't want wrinkles, either. A dermatologist should be consulted if the acne is long lasting or is severe.

There are many treatments that are available to adults who suffer from acne. Most of the effective treatments are only available by prescription. Adults should not use over-the-counter acne medications that are intended for the treatment of teenage acne. These products tend to dry the skin and adults need to be concerned about wrinkling as well as acne.

A case of adult acne is not a happy occurrence to say because those ugly bumps always seem to occur at the most inopportune times and while a teenager may be embarrassed by acne, an adult is even more devastated.

Fortunately, there are treatments and a dermatologist has a lot of weapons in his arsenal to fight adult acne.

Acne Scar Removal Options:

Life hardly seems fair sometimes! First, a teenager or a young adult must suffer through acne, treat it, and have to live with it...sometimes for years. Then the acne is gone; but, the scars are there as a painful reminder of the mental and emotional agony the acne sufferer had to endure.

You're right, life doesn't seem fair; but, acne is one of those sad facts of life that some if not most of us have to deal with. The good news is there is help; unfortunately, it isn't free or cheap!

There are two basic procedures that are used to remove ugly pits and scars left over from a bad case of teenage or young adult acne. Laser resurfacing is the least expensive of the two available acne scar removal procedures. Dermabrasion is the second procedure.

Laser resurfacing can be done in the dermatologist office instead of a hospital so that provides a much greater financial savings. A laser is used to remove the top layer of skin and also to tighten the middle layer of skin.

The dermatologist will use a local anesthetic to help reduce the procedure pain. It usually takes several days for the skin to heal after a laser resurfacing procedure is completed. Very often, multiple resurfacing treatments must be done to achieve the desired results.

The second procedure used to remove acne scarring is called dermabrasion. In this procedure, a rotating wire brush is used to remove the top layer of skin. The body continually produces new skin and the new layer will be smoother than the layer that was removed. It usually takes between 10 days and 3 weeks for the skin to heal after a dermabrasion treatment. Once again, multiple treatments may be required to eliminate the scarring.

Acne may seem to be a devastating condition but with proper skin routine, vitamins, and over the counter products, most cases will not be severe. Remember, proper cleansing goes a long way towards minimizing outbreaks, so don't be afraid to cleanse your face 5 - 6 times a day of more if needed.

Fight acne by being smart. Take as many preventative steps as possible to avoid situations that create the opportunity for acne to develop. If acne does afflict you, consult a qualified medical professional before deciding on a course of action

How to Successfully Navigate Your Business through an Economic Downturn

How to Successfully Navigate Your Business through an Economic Downturn
by: Terry H Hill

 

An economic downturn is a phase of the business cycle in which the economy as a whole is in decline.This phase basically marks the end of the period of growth in the business cycle. Economic downturns are characterized by decreased levels of consumer purchases (especially of durable goods) and, subsequently, reduced levels of production by businesses.

While economic downturns are admittedly difficult, and are formidable obstacles to small businesses that are trying to survive and grow, an economic downturn can open up opportunities. A well-managed company can realize the opportunity to gain market share by taking customers away from their competitors. Resourceful entrepreneurs capture the available opportunities, from an economic downturn, by developing alternate methods of doing business that were never implemented during a prior growth period.

The challenge of successfully navigating your business through an economic downturn lies in the realignment of your business with current economic realities. Specifically, you, as the business owner, need to renew a focus on your core clients/customers, reduce your operating expenses, conserve cash, and manage more proactively, rather than reactively, is paramount.

Here are best practices that will help you to successfully navigate your business through an economic downturn:

Goals:

The primary goal of any business owner is to survive the current economic downturn and to develop a leaner, more cost-effective and more efficient operation. The secondary goal is to grow the business even during this current economic downturn.

Objectives:

• Conserve cash.

• Protect assets.

• Reduce costs.

• Improve efficiencies.

• Grow customer base.

Required Action:

• Do not panic… History shows that economic downturns do not last forever. Remain calm and act in a rational manner as you refocus your attention on resizing your company to the current economic conditions.

• Focus on what YOU can control… Don't let the media's rhetoric concerning recessions and economic slowdown deter you from achieving business success. It´s a trap! Why? Because the condition of the economy is beyond your control. Surviving economic downturns requires a focus on what you can control, i.e. your relevant business activities.

• Communicate, communicate, and communicate! Beware of the pitfall of trying to do too much on your own. It is a difficult task indeed to survive and to grow your business solely with your own efforts. Solicit ideas and seek the help of other people (your employees, suppliers, lenders, customers, and advisors). Communicate honestly and consistently. Effective two-way communication is the key.

• Negotiate, negotiate, and negotiate! The value of a strong negotiation skill set cannot be overstated. Negotiating better deals and contracts is an absolute must for realigning and resizing your company to the current economic conditions. The key to success is not only knowing how to develop a win-win approach in negotiations with all parties, but also keeping in mind the fact that you want a favorable outcome for yourself too.

Recommended Best Practice Activities:

The Nuts and Bolts… The following list of recommended best practice activities is critical for your business' survival and for its growth during an economic downturn. The actual financial health of your particular business, at the outset of the economic downturn, will dictate the priority and urgency of the implementation of the following best practice activities.

1. Diligently monitor your cash flow: Forecast your cash flow monthly to ensure that expenses and planned expenditures are in line with accounts receivable. Include cash flow statements into your monthly financial reporting. Project cash requirements three-to- six months in advance. The key is to know how to monitor, protect, control, and put cash to work.

2. Carefully convert your inventories: Convert excess, obsolete, and slow-moving inventory items into cash. Consider returning excess and slow-moving items back to the suppliers. Close-out or inventory reduction sales work well to resize your inventory. Also, consider narrowing your product offerings. Well-timed order placement helps to reduce excess inventory levels and occasional material shortages. The key is to reduce the amount of your inventory without losing sales.

3. Timely collection of your accounts receivable: This asset should be converted to cash as quickly as possible. Offer prompt payment discounts to encourage timely payments. Make changes in the terms of sale for slow paying customers (i.e. changing net 30 day terms to COD). Invoicing is an important part of your cash flow management. The first rule of invoicing is to do it as soon as possible after products are shipped and/or after services are delivered. Place an emphasis on reducing billing errors. Most customers delay payments because an invoice had errors, and therefore, will not pay until they receive a corrected copy. Email or fax your invoices to save on mailing time. Post the payments that you have received and make deposits more frequently. The key is to develop an efficient collection system that generates timely payments and one that gives you advance warning of problems.

4. Re-focus your attention on your existing clients/customers: Make customer satisfaction your priority. A regular review of your customers' buying history and frequency of purchases can reveal some interesting facts about your customers' buying habits. Consider signing long-term contracts with your core clients/customers which will add to your security. Offer a discount for upfront cash payments. The key is to do what it takes to keep your current customers loyal.

5. Re-negotiate with your suppliers, lenders, and landlord:

i) Suppliers: Always keep your negotiations on the level of need, saying that your company has reviewed its cost structure and has determined that it needs to lower supplier costs. . Tell the supplier that you value the relationship you have developed, but that you need to receive a cost reduction immediately. Ask your supplier for a lower material price, a longer payment cycle, and the elimination of finance charges. Also, see if you can buy material from them on a consignment basis. In return for their price concessions, be willing to agree to a long-term contract. Explore the idea of bartering as a form of payment.

ii) Lenders: Everything in business finance is negotiable and your relationship with a bank is no exception. The first step to successful renegotiations is to convince your lenders that you can ultimately pay off the renegotiated loan. You must point out to your lenders why it would be in their best interest to agree to a new arrangement. Showing them your business plan and your action plan that includes your cost-savings initiatives, along with "the how" and "the when" of the implementation of your plan is the best way to achieve this goal. Explain to them that you will need their cooperation to insure that you can survive, as well as, grow your business during the economic downturn. Negotiated items include: the rate of interest, the required security to cover the loan, and the beginning date for repayment. A beginning date for repayment could be immediate, within several months or as long as a year. The key is to realize that your lender will work with you, but that frequent and continual communications with them is critical.

iii) Landlord: Meet with your landlord. Explain your need to have them extend the term of your lease at a reduced cost. Make sure you have a clause in the lease agreement that entitles you to have the right to sublet any or all of the leased space.

6. Re-evaluate your staffing requirements: This is a very critical area. Salaries/wages are a major expense of doing business. Therefore, any reduction in the hours worked through work schedule changes, short-term layoffs or permanent layoffs has an immediate cost saving benefit. Most companies ramped up hiring new employees in the good times, only to find that they are currently overstaffed due to slow sales during the economic downturn. In terms of down-sizing your staff, be very careful not to reduce your staff to a level that forces you to skimp on customer service and quality. Consider the use of part-timers or the current trend of outsourcing certain functions to independent contractors.

7. Shop for better insurances rates: Get quotations from other insurance agents for comparable coverage to determine whether or not your present insurance carrier is competitive. Also, consider revising your coverage to reduce premium costs. The key is to have the right balance-to be adequately insured, but not under or over insured.

8. Re-evaluate your advertising: Contrary to the other cost-cutting initiatives, evaluate the possibility of increasing your advertising expenditures. This tactic realizes the advantage of the reduced "noise" and congestion (fewer advertisers) in the marketplace. The downturn period a great opportunity to increase brand awareness and create additional demand for your product/service offerings.

9. Seek the help of outside advisors: The use of an advisory board comprised of your CPA, attorney, and business consultant offers you objectivity and provides you with professional advice and guidance. Their collective experience in working with similar situations in past economic downturns is invaluable.

10. Review your other expenses: Target an across-the-board cost-cutting initiative of 10-15%. Attempt to eliminate unnecessary expenses. Tightening your belt in order to weather the downturn makes practical, financial sense.

Proactively managing your business through an economic downturn is an enormous challenge and is critical for your survival. However, through well-planned initiatives, an economic downturn can create tremendous opportunity for your company to gain greater market share. In order to take advantage of this growth opportunity, you must act quickly to implement the above best business practices to continue realigning and resizing your company to the current economic conditions.

Copyright © 2008 Terry H. Hill

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Terry H. Hill is the founder and managing partner of Legacy Associates, Inc, a business consulting and advisory services firm. A veteran chief executive, Terry works directly with business owners of privately held companies on the issues and challenges that they face in each stage of their business life cycle. To find out how he can help you take your business to the next level, visit his site at http://www.legacyai.com

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